Loan products
What we can arrange for you
Every product below is arranged through our partner banks and NBFCs. Features and eligibility are indicative and vary by lender — the final decision, amount and rate always rest with the bank.
Business Loan
MSME, working capital, CC, OD and equipment finance.
Our core business. Fund inventory, payroll, machinery or expansion — whether you are a proprietorship, partnership, LLP or private limited company. We assess your profile against each lender’s criteria and route the file to the ones it actually suits.
Secured & unsecured options
Key features
- Business and MSME loans, secured and unsecured
- Working capital, Cash Credit (CC) and Overdraft (OD)
- Machinery and equipment finance
- Startup business funding
- Balance transfer and top-up options, subject to lender policy
Who typically qualifies
- You are an Indian citizen
- You are between 21 and 65 years of age (may vary by lender)
- You own or operate a proprietorship, partnership, LLP or private limited company
- Your business has been operational for at least 3 years
- You have regular business income and repayment capacity
- You maintain a satisfactory credit history
- You can provide valid KYC, business and financial documents
Features and eligibility are indicative and vary by lender. Features and eligibility shown are indicative, vary by lender, and are not an offer. The final decision, amount, rate and tenure rest solely with the bank/NBFC.
Loan Against Property (LAP)
Raise finance against property you already own.
Unlock the value of a property you own without giving it up. Often a lower-cost route than unsecured borrowing for a larger business requirement — you continue to own and use the property throughout.
Residential, commercial or industrial
Key features
- Residential, commercial or industrial property accepted
- You continue to own and use the property
- Longer tenures, to keep instalments manageable
- End-use flexibility for business needs, subject to lender policy
Who typically qualifies
- You own a residential, commercial or industrial property acceptable to the lender
- You are an Indian resident
- You have a stable source of income
- You meet the lender’s repayment-capacity assessment
- You can provide clear property ownership documents
Features and eligibility are indicative and vary by lender. Features and eligibility shown are indicative, vary by lender, and are not an offer. The final decision, amount, rate and tenure rest solely with the bank/NBFC.
Personal Loan
Collateral-free funds for planned and unplanned needs.
An unsecured loan for a wedding, a medical cost, education, or consolidating more expensive borrowing. We compare what our lending partners can offer against your profile before you apply anywhere.
No collateral required
Key features
- No collateral or guarantor required
- Minimal documentation
- Flexible tenure options
- Balance transfer and top-up options, subject to lender policy
Who typically qualifies
- You are an Indian resident
- You are between 21 and 60 years of age
- You are salaried or self-employed
- You have a regular source of income
- You meet the lender’s minimum income requirement
- You have a satisfactory credit profile
- You can submit valid KYC and income documents
Features and eligibility are indicative and vary by lender. Features and eligibility shown are indicative, vary by lender, and are not an offer. The final decision, amount, rate and tenure rest solely with the bank/NBFC.
Home Loan
Buy, build, renovate — or transfer an existing loan.
Financing for a ready property, an under-construction home, or a balance transfer from your current lender. We coordinate the legal and technical steps so the approval does not stall.
Purchase, build or transfer
Key features
- Purchase, construction, renovation and balance transfer
- Joint applicants considered, to improve eligibility
- Coordination of the lender’s legal and technical valuation
- Top-up options, subject to lender policy
Who typically qualifies
- You are an Indian resident
- You are salaried or self-employed with a stable income
- The property has a clear, marketable title
- You have a satisfactory credit profile
- You can provide valid KYC, income and property documents
Features and eligibility are indicative and vary by lender. Features and eligibility shown are indicative, vary by lender, and are not an offer. The final decision, amount, rate and tenure rest solely with the bank/NBFC.
How it works
Four steps, and we handle most of them
From the first enquiry through to disbursal, with one point of contact throughout.
Tell us what you need
Send the enquiry form or a WhatsApp message. It takes two minutes, and no credit check happens at this stage.
Quick eligibility assessment
We assess your profile and requirement, and tell you which financing options are realistic — so you do not waste applications on lenders who will decline.
Documentation support
We help you understand and organise the documents each lender requires, and submit the application on your behalf.
Coordination until disbursal
We follow up with the lender, keep you updated at every stage, and stay with the file through to disbursal.
Not sure which financing fits?
That is exactly the conversation to have before you apply anywhere. Ask us — the consultation is free and there is no obligation.