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MYLTA — Direct Selling Agent (DSA) — Business & MSME Finance

About us

Your trusted business loan & MSME finance partner

MYLTA is your trusted business loan and MSME finance partner. We specialise in Business Loans, MSME Loans, Working Capital, Unsecured Business Loans, Cash Credit (CC), Overdraft (OD) and other business financing solutions — connecting eligible borrowers with leading banks and NBFCs. Based in Kolkata, we serve entrepreneurs, projects, manufacturers, traders, wholesalers, retailers, service providers and growing MSMEs across India. Our goal is simple: to make business financing faster, more transparent, and easier to understand.

Arif Mahmood

Direct Selling Agent (DSA) — Business & MSME Finance

Experience
15+ years in lending
Lending partners
Multiple leading banks & NBFCs
Based in
Kolkata, West Bengal
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Experience is the product

Arif Mahmood has spent 15+ years in lending, working across business, MSME and retail finance. That experience is the product: knowing which lender fits which profile, and how to present a file so it is assessed properly the first time.

Our mission

To simplify access to business finance for every entrepreneur — through transparent guidance, personalised loan solutions, and professional support throughout the loan journey. We believe access to the right funding helps businesses grow, create jobs, and contribute to India’s economic development.

Our vision

To become one of India’s most trusted business finance consulting firms, by delivering exceptional customer service, maintaining the highest ethical standards, and helping thousands of businesses achieve sustainable growth through the right financial solutions.

What we do

Finding the right business loan is difficult: every lender has different eligibility criteria, documentation and approval processes. We work closely with each client to understand their requirement and recommend the financing options that best match their profile.

  • Business Loans
  • MSME Loans
  • Working Capital Finance
  • Unsecured Business Loans
  • Cash Credit (CC)
  • Overdraft (OD)
  • Loan Against Property for Business
  • Machinery & Equipment Finance
  • Project Funding
  • Balance Transfer & Top-Up Loans

Our values

  • Transparency

    We believe in honest communication, with no hidden commitments.

  • Integrity

    Every recommendation is made with our clients’ best interests in mind.

  • Customer first

    Every business has unique financial needs, and we provide personalised support accordingly.

  • Excellence

    We continuously improve our processes to provide a faster, smoother and more reliable borrowing experience.

Who we serve

Whether you are expanding operations, purchasing inventory, improving cash flow, buying machinery or investing in growth, we help you explore suitable financing through our lending partners.

  • MSMEs
  • Small business owners
  • Manufacturers
  • Traders
  • Wholesalers
  • Retailers
  • Projects
  • Professionals
  • Service-based businesses
  • Self-employed individuals

What a DSA is — and is not

MYLTA is a Direct Selling Agent. We are not a bank or an NBFC and we do not lend money ourselves. We introduce your application to our lending partners and support you through their process. Every approval, interest rate and final term is decided by the bank or NBFC, in line with prevailing RBI guidelines.

Not sure which financing fits?

That is exactly the conversation to have before you apply anywhere. Ask us — the consultation is free and there is no obligation.